Hurricane Documents and Insurance Checklist

Direct Answer

Before a hurricane, gather identification, insurance information, property photos, prescriptions, emergency contacts, banking access details, and copies of key records in a waterproof, portable folder.

What To Photograph

Create a dated visual record before conditions change.

• Exterior walls, roof, windows, doors, and outdoor equipment.
• Each room, major appliances, electronics, and valuable items.
• Vehicle condition and serial numbers when practical.
• Receipts, inventory lists, and repairs that are already in progress.

What To Take If You Evacuate

Keep the documents you may need while away from home in your go-bag instead of a storage bin.

• Photo IDs, insurance cards, policy contacts, and property address.
• Prescriptions, medical summaries, and device information.
• Emergency contacts, family meeting locations, and school or workplace details.
• Cash, cards, keys, and copies of important legal records.

After the Storm

Use official re-entry instructions, document conditions safely, and keep a log of major actions and expenses. Do not enter damaged buildings, approach downed lines, or make unsafe repairs for the sake of documentation.

Next Actions After Reading

Use the article for background, then move to the tracker, alert, city, or planning page that matches your current situation.